ⴰⴱⴰⵏⴽ ⵏ ⵍⵎⵖⵔⵉⴱ
| ⴰⴱⴰⵏⴽ ⵏ ⵍⵎⵖⵔⵉⴱ | |
|---|---|
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| central bank | |
| ⵜⵓⴷⴷⵎⴰ | 1959  |
| ⵉⵙⵎ ⴰⴷⵙⵍⴰⵏ | بنك المغرب |
| Position held by head of the organization | Governor of Bank Al-Maghrib |
| Chairperson | Abdellatif Jouahri |
| ⵜⴰⵎⴰⵣⵉⵔⵜ | ⵍⵎⵖⵔⵉⴱ |
| Located in the administrative territorial entity | ⵕⵕⴱⴰⵟ |
| ⵉⵙⵎⵍⴰⵏ ⵉⵊⵖⵔⴰⴼⵉⵢⵏ | 34°1′10″N 6°50′11″W |
| Member of | Network for Greening the Financial System |
| Currency | ⴰⴷⵉⵔⵀⴰⵎ ⴰⵎⵖⵔⵉⴱⵉ |
| Owner of | Q3015910 |
| Headquarters location | Bank Al Maghrib Building |
| Replaces | Banque d'Etat du Maroc |
| ⴰⵏⵙⴰ ⵏ ⵡⵉⴱ ⵓⵏⵚⵉⴱ | https://www.bkam.ma/ |
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ⵙⵏⴼⵍ ⴰⵙⴰⴳⵎ - ⵙⵏⴼⵍ - ⵡⵉⴽⵉⴷⴰⵜⴰ  | |
ⵉⴳⴰ ⵓⴱⴰⵏⴽ ⵏ ⵍⵎⵖⵔⵉⴱ ⴰⴱⴰⵏⴽ ⴰⵏⴰⵎⵎⴰⵙ ⴰⵎⵖⵔⴰⴱⵉ, ⵉⴳⴰ ⵢⴰⵜ ⵜⵎⵔⵙⵍⵜ ⵜⴰⴳⴷⵓⴷⴰⵏⵜ ⵉⵍⴰⵏ ⵜⴰⵙⵉⵎⴰⵏⵜ ⵜⴰⵥⵕⴼⴰⵏⵜ, ⵉⵜⵜⵓⵚⴽⵓ ⴳ 30 ⵢⵓⵏⵢⵓ 1959 ⵙ ⵡⴰⵏⴰⴹ ⵏ ⵓⴳⵍⵍⵉⴷ ⵎⵓⵃⵎⵎⴷ ⵡⵉⵙ ⵙⵎⵎⵓⵙ ⴰⵡⴷ ⵙ ⵜⵙⵓⵎⵔⵜ ⵏ ⵜⵏⴱⴰⴹⵜ ⵏ ⵄⴱⴱⵍⵍⴰ ⵉⴱⵕⴰⵀⵉⵎ ⵃⵎⴰ ⴰⴷ ⵢⴰⵎⵥ ⴰⴷⵖⴰⵔ ⵏ ⵓⴱⴰⵏⴽ ⴰⵎⵅⵣⵏⵉ ⴰⵎⵖⵔⴰⴱⵉ.
ⴳ ⵓⵙⴳⴳⵯⴰⵙ ⵏ 2020, ⵍⵍⵉⴳ ⵉⵍⵍⴰ ⵓⵔⵣⴰⵢ ⵏ ⵓⴱⴰⵢⵢⵓⵕ ⵏ ⴽⵓⵕⵓⵏⴰ ⵉⵙⵙⵓⴼⵖ ⵍⴱⴰⵏⴽ ⵏ ⵍⵎⵖⵔⵉⴱ ⵜⴰⵖⵜⴰⵙⵜ ⵏ ⵓⵣⵉⵣⴷⵔ ⵏ ⵡⴰⵜⵉⴳ ⴰⴷⵙⵍⴰⵏ ⵏ ⵓⴱⵖⵓⵔ ⵙⴳ 3% ⴰⵔ 2.25% ⵖⴰⵙ ⵉ ⵉⴱⴰⵏⴽⵏ ⴱⵍⴰ ⴰⵜⵉⴳ ⵏ ⵓⴱⵖⵓⵔ ⵉⵜⵜⵓⵙⵎⵀⵍⵏ ⵅⴼ ⵉⵕⵟⵟⴰⵍⵏ ⵏ ⵉⵎⵍⵜⴰⵖⵏ.[1][2]
ⴳ ⵜⴳⵉⵔⴰ ⵏ ⵓⵙⴳⴳⵯⴰⵙ ⵏ 2023 ⵉⵙⵙⵓⴼⵖ ⴷ ⵓⴱⴰⵏⴽ ⵏ ⵍⵎⵖⵔⵉⴱ ⵢⴰⵜ ⵜⵎⴰⴷⴰⵢⵜ ⵏ ⵓⵙⴽⵜⵉ ⵙ ⵓⴽⵜⵜⴰⵢ ⵏ ⵓⵙⵏⵎⴰⵍⴰ ⵏ ⵜⵙⵎⵓⵏⴰⵢ ⵜⵉⵙⴳⵯⵙⴰⵏⵉⵏ ⵏ ⵓⴱⴰⵏⴽ ⴰⴳⵔⴰⵖⵍⴰⵏ ⴷ ⵓⴼⵏⵉⵇ ⴰⴳⵔⴰⵖⵍⴰⵏ ⵏ ⵓⵇⴰⵕⵉⴹ ⴳ ⵎⵕⵕⴰⴽⵛ.
ⴰⵎⵣⵔⵓⵢ
[ⵙⵏⴼⵍ | ⵙⵏⴼⵍ ⴰⵙⴰⴳⵎ]ⵉⴳⴰ ⵓⵙⵔⵓⵙ ⵏ ⴽⵔⴰ ⵏ ⵍⴱⴰⵏⴽ ⵏ ⵓⵡⴰⵏⴽ ⴳ ⵍⵎⵖⵔⵉⴱ ⵙⴳ ⵜⵎⵙⵍⴰⵢⵉⵏ ⵏⵏⴰ ⵜⵡⴰⵜⵜⵙ ⴼⵕⴰⵏⵚⴰ ⴰⴷ ⵖⵔⵙⵏⵜ ⵜⴰⵡⴹ, ⵃⵎⴰ ⴰⴷ ⵜⵙⵎⵖⵔ ⵜⵉⴹⴰⴼ ⵏⵏⵙ ⵜⵉⵥⵕⴼⴰⵏⵉⵏ ⴷ ⵓⵙⴽⴰⵔ ⵏ "ⵜⵓⵇⵇⵏⴰ ⵜⵓⴷⵔⵉⵎⵜ" ⵅⴼ ⵍⵎⵅⵣⵏ. ⵙ ⵡⴰⵎⵎⵏ ⵡⴰⵜⵜⵙⵏ ⵉⴷ ⵍⴱⴰⵏⴽ ⵏ ⵍⵎⵖⵔⵉⴱ ⴰⴷ ⵜ ⵙⴽⵔⵏ ⵙ ⵜⵎⵍⴷⴰ ⵏ ⵓⵕⵟⵟⴰⵍ ⵏ 1904, ⵎⴰⵛⴰ ⵢⵓⴳⵉ ⵓⵚⵍⵟⴰⵏ ⴰⴷ ⴰⵙ ⵙⵔⵙ ⵜⴻⵜⵜⵓⵙⵎⴰⴳⵍ ⴼⵕⴰⵏⵚⴰ, ⵍⵍⵉⴳ ⵜⴳⴰ ⵜⵎⵙⴰⵔⵜ ⵏ ⵍⴱⴰⵏⴽ ⵢⴰⵜ ⵜⵎⵙⴰⵔⵜ ⵜⴰⵙⵔⵜⴰⵏⵜ ⵓⵔ ⵖⵉⴼⵙ ⵉⵍⵍⵉ ⵓⵎⴹⴰⴽⴰⵕ ⵖⴰⵙ ⴰⴽⴷ ⵜⵏⴱⴰⴹⵜ ⵏ ⴼⵕⴰⵏⵚⴰ, ⴷⴰⵢ ⵉⵇⵇⵉⵎ ⴳ ⵡⴰⵡⴰⵍ ⵏⵏⵙ ⵎⵇⵇⴰⵔ ⵙⵙⵉⵡⵍⵏ ⵉⴷ ⵍⴱⴰⵏⴽ.
ⴳ ⵓⴳⵔⴰⵡ ⵏ ⵜⴳⵣⵉⵔⵜ ⵜⴰⵣⴳⵣⴰⵡⵜ ⴳ ⵓⵙⴳⴳⵯⴰⵙ ⵏ 1906, ⵜⵓⵖⴰ ⵜⴳⴰ ⵜⵎⵙⵍⴰⵢⵜ ⵏ ⵍⴱⴰⵏⴽ ⵙⴳ ⵜⵏⵇⵇⴰⴹ ⵏ ⵓⵖⴰⵡⴰⵙ ⵏ ⵜⵡⵓⵔⵉⵡⵉⵏ, ⵉⵍⵉⵏ ⴳⵉⵙ ⵜⵓⴳⴷⵜ ⵏ ⵉⵎⴹⴰⴽⴰⵕⵏ ⵏⴳⵔ ⵉⴳⵏⵙⴰⵙⵏ ⵏ ⵉⵡⴰⵏⴽⵏ ⵉⵎⴷⵔⴰⵡⵏ, ⴷⴰⵢ ⵉⵙⵎⴷ ⵙ ⵡⵓⴹⵓⴼ ⵏ ⵓⵎⴰⴳⵔⴰⴷ ⵡⵉⵙ ⴽⵕⴰⴹ ⵏ ⵜⵏⵜⵜⴰⵎⵜ ⵏ ⵓⴳⵔⴰⵡ, ⵏⵏⴰ ⴳⵉⵙ ⵜⴰⵙⴳⵍⵓⵜ ⵏ ⵍⴱⴰⵏⴽ.
ⵜⵎⵓⵏ ⵢⴰⵜ ⵜⵙⵇⵇⵉⵎⵜ ⵜⵓⵥⵍⵉⵢⵜ ⵉⴼⴼⵖⵏ ⵙⴳ ⵓⴳⵔⴰⵡ ⴷⴰⵢ ⵜⵙⴽⵔ ⵢⴰⵏ ⵓⵙⵍⴳⵏ ⵉⵥⵍⵉⵏ ⵙ ⵍⴱⴰⵏⴽ ⴰⵎⵅⵣⵏⵉ, ⵜⵙⵖⵣⵏ ⵜ ⵜⵎⵙⵎⵓⵏⵜ ⵜⴰⵎⴰⵜⴰⵢⵜ ⵏ ⵉⵏⴱⵣⴰⵔⵏ ⴳ 25 ⴱⵕⴰⵢⵕ 1970. ⵜⵓⵖⴰ ⵉⴳⴰ ⵍⴱⴰⵏⴽ ⵢⴰⵜ ⵜⵎⵔⵙⵍⵜ ⵜⴰⴳⵔⴰⵖⵍⴰⵏⵜ ⵉⵍⴰⵏ ⴰⴷⴳⴰⵔ ⴷ ⵉⵎⵙⵙⵓⴳⴰⵔ ⴷ ⵉⵎⵙⵖⴰⵏⵏ, ⴰⵡⴷ ⵉⵙⵍⴳⵏⵏ ⵏⵏⴰ ⵙ ⵜⴻⵜⵜⵓⵙⵡⵓⴷⴷⵓ, ⵉⵜⵜⵓⵙⴽⴰⵔ ⵙ ⵜⵙⴳⵍⵓⵜ ⵏ ⵍⵎⵅⵣⵏ ⴳ ⵜⵉⵣⵉ ⵏ ⵙⵉⵏ ⵡⴰⴳⵏⴰⵔⵏ ⵏ ⵓⵙⴳⴳⵯⴰⵙ, ⵙⴳ ⵓⵙⴰⴽⵓⴷ ⵏ ⵓⵙⵖⵣⵏ ⵏ ⵜⵏⵜⵜⴰⵎⵜ ⵏ ⵜⴳⵣⵉⵔⵜ ⵜⴰⵣⴳⵣⴰⵡⵜ, ⵢⵉⵍⵉ ⵓⵙⵖⵉⵎ ⵏⵏⵙ ⴰⵏⴰⵎⵓⵏ ⴳ ⵟⴰⵏⵊⴰ ⴰⵍ ⵖⴰ ⵏⵏⵓⵕⵥⵎⵏ ⵡⴰⵢⵢⴰⵡⵏ ⵏⵏⵙ ⴷ ⵜⵙⵏⵓⵔⴰⵢ ⴳ ⵜⵎⴷⵉⵏⵉⵏ ⵜⵉⴷⵙⵍⴰⵏⵉⵏ ⵏ ⵍⵎⵖⵔⵉⴱ, ⴰⵡⴷ ⴽⵓ ⴰⴷⵖⴰⵔ ⵢⵓⵛⵛⵍⵏ. ⵜⵓⵖⴰ ⵉⵅⵚⵚⴰ ⵉ ⵍⵎⵅⵣⵏ ⴰⴷ ⵉⵙⵙⵓⵊⴷ ⵉ ⵍⴱⴰⵏⴽ ⵜⵉⵎⵓⵔⴰ ⵉⵅⵚⵚⴰⵏ ⵉ ⵜⵓⵚⴽⴰ ⵏ ⵓⵙⵖⵉⵎ ⵏⵏⵙ ⴷ ⵡⴰⵢⵢⴰⵡⵏ ⵏⵏⵙ ⴷ ⵜⵙⵏⵓⵔⴰⵢ ⵏⵏⵙ ⴱⴰⵟⵍ, ⵎⴽⴷⴰ ⵢⵓⵎⵥ ⵜⵉⵏⵣⵣⴰ ⵏ ⵇⴰⵃ ⵉⵔⴳⴰⵢⵏ ⵉⵍⵍⴰⵏ ⵏⵉⵖ ⵏⵏⴰ ⵖⴰ ⵢⵉⵍⵉⵏ ⴳ ⵉⵎⴰⵍ.
ⴳ ⵎⴰⴷ ⵉⵣⴷⵉⵏ ⴷ ⵓⴷⴳⴰⵔ ⵏ ⵍⴱⴰⵏⴽ, ⵜⵉⵡⵉ ⴷ ⵜⵏⵜⵜⴰⵎⵜ ⵉⵙ ⵉⵅⵚⵚⴰ ⴰⴷ ⵢⵉⵍⵉ ⵏⴳⵔ ⵙⵎⵎⵓⵙ ⴷ ⵎⵔⴰⵡ ⵏ ⵓⵎⵍⵢⵓⵏ ⵓⴼⵔⴰⵏⴽ ⴳ ⵓⵡⵓⵜⵜⵓ ⴰⵏⴰⴷⴷⴰⵡ, ⴷ ⵡⴰⴳⵏⴰⵔ ⵏ ⵓⵎⵍⵢⵓⵏ ⵏ ⵓⴼⵔⴰⵏⴽ ⵙ ⵓⵣⵣⵓⵔ, ⵙ ⵜⵙⵎⵍⴰ ⵏ ⴽⵓ ⴰⵡⴰⵏⴽ ⵉⵙⵙⴳⵎⴹⵏ ⵜⴰⵎⵢⴰⵇⵇⴰⵏⵜ ⵉⵔⴰⵏ ⴰⴷ ⵉⴱⵣⵔ ⵉ ⴽⵔⴰ ⵏ ⵍⴱⴰⵏⴽ ⵉⵜⵜⴰⵡⵥⵍⴰⵢⵏ ⵖⵔ ⵉⵍⵍⴰ ⵓⴳⵏⵙⴰⵙ ⴳ ⵍⴱⴰⵏⴽ ⴰⵎⵅⵣⵏⵉ.
ⵙ ⵡⴰⵎⵎⵏ, ⵉⵜⵜⴰⵡⵥⵍⴰⵢ ⵓⴷⴳⴰⵔ ⵏ ⵍⴱⴰⵏⴽ ⴳ 15400000 ⵏ ⵓⴼⵔⴰⵏⴽ, ⴷⴰⵢ ⵉⴱⴹⴰ ⵅⴼ ⴽⴽⵓⵥⵜ ⴷ ⵎⵔⴰⵡⵜ ⵏ ⵜⵏⵉⵜⵉⵡⵉⵏ ⵙⴳ 2200 ⵏ ⵢⵉⵍⵉ ⵙ ⵡⴰⵜⵉⴳ ⵏ 500 ⵏ ⵓⴼⵔⴰⵏⴽ. ⴰⵀⴰ ⵥⵍⵉⵏⵜ ⵙⵏⴰⵜ ⴷ ⵎⵔⴰⵡⵜ ⵏ ⵜⵏⵉⵜⵉⵡⵉⵏ ⵙ ⵉⵡⴰⵏⴽⵏ ⵉⵎⵙⴳⵎⴰⴹⵏ, ⴷ ⵙⵏⴰⵜ ⵉ ⵜⴳⵔⵓⵎⵎⴰ ⵏ ⵉⴷ ⵍⴱⴰⵏⴽ ⵏ ⵍⵎⵖⵔⵉⴱ ⵉⵍⴰⵏ ⵜⴰⵙⴳⵍⵓⵜ ⵏ ⵓⵕⵟⵟⴰⵍ ⵏ 1904.
ⴳ ⵎⴰ ⵉⵣⴷⵉⵏ ⴷ ⵓⵙⵡⵓⴷⴷⵓ, ⵀⴰ ⵏⵏ ⵉⵜⵜⵓⵙⵎⴰⵔⴳⵍ ⵙⵉⵙ ⵓⵙⵇⵇⵉⵎ ⵏ ⵜⵎⵙⵙⵓⴳⵓⵔⵜ ⵉⵙⵎⵓⵏⴰⵏ ⴽⴽⵓⵥ ⴷ ⵎⵔⴰⵡ ⵏ ⵉⴳⵎⴰⵎⵏ, ⴰⵔ ⵜⵏ ⵉⵙⵜⵜⵉ ⵓⴳⵔⴰⵡ ⴰⵎⴰⵜⴰⵢ ⵏ ⵉⵛⵔⵉⴽⵏ, ⴰⵀⴰ ⵉⵜⵜⵡⴰⴱⴷⵔ ⵉⵙ ⴰⴷ ⵉⵙⵎⵍ ⴽⵓ ⵍⴱⴰⵏⴽ ⵙⴳ ⵉⴷ ⵍⴱⴰⵏⴽ ⴰⴷ: ⵍⴱⴰⵏⴽ ⵏ ⵍⴰⵍⵎⴰⵏ ⴷ ⵍⴱⴰⵏⴽ ⵏ ⵏⵏⴳⵍⵉⵣ ⴷ ⵍⴱⴰⵏⴽ ⵏ ⵚⴱⴰⵏⵢⴰ ⴷ ⵍⴱⴰⵏⴽ ⵏ ⴼⵕⴰⵏⵚⴰ, ⵢⴰⵏ ⵓⵏⵎⴰⵜⴰⵔ ⵏⵏⵙ ⴳ ⵍⴱⴰⵏⴽ ⴰⵎⵅⵣⵏⵉ, ⵙ ⵓⵎⵙⴰⵙⴰ ⴷ ⵜⵏⴱⴰⴹⵉⵏ ⵏⵏⵙⵏ, ⵜⵓⵖⴰ ⵜⴳⴰ ⵜⵙⵎⵉⴳⵍⵜ ⵏ ⵉⵏⵎⴰⵜⴰⵔⵏ ⵉⵏⵏ ⴰⴱⴷⴰⴷ ⵅⴼ ⵓⵙⵖⵓⴷⵓ ⵏ ⵜⵡⵓⵔⵉ ⵏ ⵍⴱⴰⵏⴽ, ⴷ ⵓⵣⵔⴰⴽ ⵏ ⵉⵎⵏⵏⵉⵜⵏ ⵏ ⵜⵙⴳⵍⵓⵜ ⴷ ⵜⵉⴹⴰⴼ ⵏ ⵜⵎⵀⴰⵍ ⵉⵣⴷⵉⵏ ⴷ ⵓⵙⴼⵓⵍⴽⵉ ⵏ ⵓⵙⵓⵔⵙ ⵏ ⵓⴷⵔⵉⵎ.
ⵙⴳ ⵜⵙⴳⴰ ⵢⴰⴹⵏ, ⵜⵙⵙⵉⵡⵍ ⵜⵏⵜⵜⴰⵎⵜ ⵉⵙ ⵉⵥⴹⴰⵕ ⵍⵎⵅⵣⵏ ⴰⴷ ⵉⵃⴹⴰ ⵍⴱⴰⵏⴽ, ⵙ ⵜⵖⴰⵔⴰⵙⵜ ⵏ ⵢⴰⵏ ⵓⵏⵖⵍⴰⴼ ⴰⵎⴰⵜⵜⴰⵢ ⵏⵏⴰ ⵜ ⵉⵙⵎⴰⵍⵏ ⵙ ⵢⴰⵏ ⵓⵎⵙⴰⵙⴰ ⵉⵣⵡⴰⵔⵏ ⴰⴽⴷ ⵜⵎⵙⵙⵓⴳⵓⵔⵜ ⵏ ⵍⴱⴰⵏⴽ, ⵜⵓⵖⴰ ⵉⵍⴰ ⵓⵏⵖⵍⴰⴼ ⴰⵣⵔⴼ ⵏ ⵜⵓⵙⵙⵏⴰ ⵏ ⵜⵡⵓⵔⵉ ⵏ ⵍⴱⴰⵏⴽ, ⴷ ⵜⵉⴹⴰⴼ ⵏ ⵓⵙⵓⴼⵖ ⵏ ⵜⵡⵔⵉⵇⵉⵏ ⵜⵉⵥⵕⴼⴰⵏⵉⵏ, ⴷ ⵓⴹⴰⴽⴰⵍ ⵏ ⵓⵣⵔⴰⴽ ⵏ ⵉⵙⴱⴷⴰⴷⵏ ⵏ ⵜⵙⴳⵍⵓⵜ, ⵎⴽⴷⴰ ⵉⵍⵍⴰ ⴼⵍⵍⴰⵙ ⵓⵙⴳⵎⴹ ⵏ ⵜⵡⵔⵉⵇⵉⵏ ⵜⵉⵥⵕⴼⴰⵏⵉⵏ ⵏⵉⵖ ⴰⵙⵔⵓⵙ ⵏ ⵉⵜⵍⵉ ⴳⵉⵙⵏⵜ, ⴷ ⵓⴱⴷⴰⴷ ⵅⴼ ⵉⵎⵢⴰⵙⵙⴰⵜⵏ ⵏ ⵜⵙⵇⵇⴰⵏ ⵏ ⵍⴱⴰⵏⴽ ⴷ ⵓⵙⴱⴰⵢⵏⵓ ⵏ ⵍⵎⵅⵣⵏ. ⵎⴰⵛⴰ ⵓⵔ ⴰⵙ ⵉⵣⵔⵉ ⴰⴷ ⵉⴽⵛⵛⵎ ⴳ ⵓⵙⵡⵓⴷⴷⵓ ⵏ ⵉⵙⴽⴽⵉⵏⵏ ⵏ ⵍⴱⴰⵏⴽ.
ⴳ ⵜⵉⵍⴰⵡⵜ, ⵜⵙⵙⵉⵡⴹ ⵜⵓⵚⴽⴰ ⵏ ⵍⴱⴰⵏⴽ ⴰⴷ ⴰⵎⵅⵣⵏⵉ ⵙ ⵜⵉⴹⴰⴼ ⵏ ⵜⵏⵓⴷⴰⴼ ⵏ ⵜⴳⵍⴷⵉⵜ, ⵍⵍⵉⴳ ⵉⴳⴰ ⵢⴰⵏ ⵉⵎⵉⵙ ⵙⴳ ⵉⵎⴰⵙⵙⵏ ⵏ ⵡⴰⵣⵣⴰⵖ ⴰⵥⵕⴼⴰⵏ ⴰⵡⵕⵓⴱⴱⵉ, ⵉⵇⵇⴰⵏ ⴷ ⵓⴱⴷⴰⵔ ⵉⵙ ⵣⵔⵉⵏⵜ ⵅⴼ ⵍⵎⵖⵔⵉⴱ ⴽⵔⴰ ⵏ ⵜⵔⵎⵉⵜⵉⵏ ⵏ ⵓⵙⴳⴳⴷ ⵓⴷⵔⵉⵎ ⵙⴳ ⵜⴳⵉⵔⴰ ⵏ ⵓⵎⵏⵖⵉ ⵏ ⵜⵉⵟⵟⴰⵡⵉⵏ ⴳ 1860 ⴰⵍⵍⵉⴳ ⵉⵅⵡⴰ ⵓⵙⴱⴰⵢⵏⵓ ⵏ ⵓⵡⴰⵏⴽ ⵙ ⵉⵕⵥⴰⵏ, ⵎⴰⵛⴰ ⵣⴳⵍⵏⵜ ⵜⵔⵎⵉⵜⵉⵏ ⴰⴷ ⵙ ⵜⵓⴳⴷⵜ ⵏ ⵉⵎⵙⴽⴰⵔⵏ ⵉⴳⵯⵏⵙⴰⵏⵏ ⴷ ⵡⵉⵏ ⴱⵕⵕⴰ. ⵙ ⵓⵙⴷⴷⵉⴷ ⵏ ⵜⵕⵥⵉ ⵏ ⵓⴱⴰⴹ ⴰⵥⵕⴼⴰⵏ ⴰⵎⵖⵔⴰⴱⵉ, ⵉⵜⵜⵓⵙⵡⵓⴷⴷⵓ ⵍⴱⴰⵏⴽ ⴰⴷ ⴰⵎⵅⵣⵏⵉ ⵙ ⵓⵎⵙⴰⵙⴰ ⴷ ⵉⵙⴱⴷⴰⴷⵏ ⵏ ⵓⵙⵍⴳⵏ ⴰⵥⵕⴼⴰⵏ ⴰⴼⵕⴰⵏⵚⵉⵚ. ⴷⴰⵢ ⵉⵜⵜⵡⴰⴱⴷⵔ ⵉⵙ ⵜⵥⵍⵉ ⵜⵏⴱⴹⴰⵢⵜ ⵜⴰⵇⵓⵏⵙⵓⵜ ⴷ ⵓⵎⵖⵔⴰⴱⵉ ⵙ ⵓⵣⵣⵔⴰⵢ ⵏ ⵉⵎⵚⵉⵕⵉⴹⵏ ⵏⵏⴰ ⴷⴰ ⵉⵙⵙⴰⴼⴰⴹ ⵍⴱⴰⵏⴽ ⴰⴷ ⵏⵉⵖ ⵉⵎⵚⵉⵕⵉⴹⵏ ⵉⵍⵍⴰⵏ ⵖⵉⴼⵙ, ⴰⵀⴰ ⴰⴷ ⵜⵥⵍⵉ ⵜⵙⵏⴱⴹⴰⵢⵜ ⵜⴰⴼⵉⴷⵉⵔⴰⵍⵉⵜ ⵜⴰⵙⵡⵉⵙⵔⵉⵜ ⴳ ⵍⵓⵣⴰⵏ ⵙ ⵓⵣⵣⵔⴰⵢ ⵏ ⵉⵎⵏⵣⴰⵖⵏ ⵉⵜⵜⵉⵍⵉⵏ ⵏⴳⵔ ⵍⵎⵅⵣⵏ ⴷ ⵍⴱⴰⵏⴽ.
ⵙⴳ ⵜⵙⴽⵔⴰⵡⵉⵏ ⵏⵏⴰ ⵉⴳⴰ ⵍⴱⴰⵏⴽ ⵓⴹⵓⴼ ⵏⵏⵙ ⵏ ⵜⵙⵎⵉⴳⵍⵜ ⵏ ⵡⵓⴷⵓⵣ ⵏ ⵜⵇⴰⵕⵉⴹⵉⵏ ⵏ «ⵍⵃⴰⵙⴰⵏⵉ» ⴷ ⵓⵙⵓⴼⵖ ⵏ ⵜⵡⵔⵉⵇⵉⵏ ⵜⵉⴱⴰⵏⴽⵉⵢⵉⵏ ⵜⵉⵎⵣⵡⵓⵔⴰ. ⴷ ⵓⵢⵏⵏⴰ ⵍⵍⵉⴳ ⵜⵍⵍⴰ ⵜⵎⴰⵔⵉⵍⵉⵜ ⵏ ⵜⵓⴳⴳⵯⵓⵥⵜ ⵏ ⵢⴰⵏ ⵡⴰⵜⵉⴳ ⵓⵛⵛⵉⵍ ⵏ ⵓⵎⵙⴰⵙⴰ ⵏⴳⵔ ⵓⴷⵔⵉⵎ ⴰⵃⴰⵙⴰⵏⵉ ⴷ ⵓⴷⵔⵉⵎ ⴰⴼⵕⴰⵏⵚⵉⵚ, ⴰⵍⵍⵉⴳ ⵉⵙⴱⴷⴷ ⵍⴱⴰⵏⴽ ⴰⵎⵅⵣⵏⵉ ⴰⵎⵖⵔⴰⴱⵉ ⴳ ⴽⵟⵓⴱⵕ 1919 ⴰⵜⵉⴳ ⵏ ⵓⵎⵙⴰⵙⴰ ⵏⴳⵔ ⵙⵉⵏ ⵉⴷⵔⵉⵎⵏ. ⴳ ⵎⴰⵕⵚ 1920 ⵜⴻⵜⵜⵓⵖⵜⵙ ⵜⵓⵙⵙⵔⴰ ⵏ ⵓⴷⵔⵉⵎ ⴰⵃⴰⵙⴰⵏⵉ ⴷⴰⵢ ⵉⵜⵜⵓⵙⵏⴼⵍ ⵙ ⵜⵡⵔⵉⵇⵉⵏ ⵜⵉⴱⴰⵏⴽⵉⵢⵉⵏ ⴷ ⵜⵇⴰⵕⵉⴹⵉⵏ ⵙ ⵓⴼⵔⴰⵏⴽ ⴰⵎⵖⵔⴰⴱⵉ, ⵏⵏⴰ ⵎⵓ ⵉⵜⵜⴰⵡⵥⵍⴰⵢ ⵡⴰⵜⵉⴳ ⵏ ⵓⵎⵙⴰⵙⴰ ⵏⵏⵙ ⴷ ⵓⴼⵔⴰⵏⴽ ⴰⴼⵕⴰⵏⵚⵉⵚ ⵙⴳ ⴷⵓⵊⴰⵏⴱⵉⵔ 1921 ⵙ ⵜⵖⴰⵔⴰⵙⵜ ⵏⵏⴰ ⵉⵜⵜⵡⴰⵙⵙⵏⵏ ⴰⴽⵓⴷ ⴰⵏⵏ ⵙ ⵓⵙⵉⴹⵏ ⵏ ⵜⵎⵀⴰⵍ. ⴷⴰⵢ ⵜⴻⵜⵜⵓⵙⵖⵣⵉⴼ ⵜⵙⴳⵍⵓⵜ ⵏ ⵓⵙⵓⴼⵖ ⵉⵍⵍⴰⵏ ⵖⵔ ⵍⴱⴰⵏⴽ ⴰⵎⵅⵣⵏⵉ ⵙ ⵜⵉⵣⵉ ⵏ ⵡⴰⴳⵏⴰⵔ ⵏ ⵓⵙⴳⴳⵯⴰⵙ ⴰⵔ 1946.
ⴰⵙⵔⵓⵙ
[ⵙⵏⴼⵍ | ⵙⵏⴼⵍ ⴰⵙⴰⴳⵎ]ⴳ ⵓⵙⴳⴳⵯⵙ ⵏ 1958 ⵙⵙⵏⵜⵉⵏ ⵉⵎⵀⴰⵡⴰⴹⵏ ⵏⴳⵔ ⵜⵏⴱⴰⴹⵜ ⵏ ⵍⵎⵖⵔⵉⴱ ⴷ ⵍⵎⵖⵔⵉⴱ ⴷ ⵍⴱⴰⵏⴽ ⴰⵎⵅⵣⵏⵉ ⴰⵎⵖⵔⴰⴱⵉ ⵃⵎⴰ ⴰⴷ ⵉⵔⴰⵔ ⵍⵎⵖⵔⵉⴱ ⵜⴰⵙⴳⵍⵓⵜ ⵏ ⵓⵙⵓⴼⵖ. ⵙ ⵡⴰⵎⵎⵏ, ⴳ ⵓⵎⵣⵡⴰⵔⵓ ⵏ ⵢⵓⵍⵢⵓⵣ 1959 ⵉⵜⵜⵡⴰⴳ ⵢⴰⵏ ⵓⵙⵉⵏⴰⴳ ⴰⵏⴰⵎⵓⵔ ⵏ ⵓⵙⵓⴼⵖ ⵉⵍⴰⵏ ⵉⵙⵎ ⵏ «ⵍⴱⴰⵏⴽ ⵏ ⵍⵎⵖⵔⵉⴱ» ⵙ ⵓⵎⵙⴰⵙⴰ ⴷ ⵓⴹⴰⵀⵉⵕ ⴰⵎⴰⵖⵓⴷ ⵓⵟⵟⵓⵏ 233-59-1 ⴳ ⵓⵙⴰⴽⵓⴷ ⵏ 23 ⵜⴰⴼⴰⵙⴽⴰ 1378 (ⵉⵎⵙⴰⵙⴰⵏ ⴷ 30 ⵢⵓⵏⵢⵓ 1959), ⴰⵀⴰ ⵢⵓⵎⵥ ⴰⴷⵖⴰⵔ ⵏ ⵍⴱⴰⵏⴽ ⴰⵎⵅⵣⵏⵉ ⴰⵎⵖⵔⴰⴱⵉ ⵎⵓ ⵜⴻⵜⵜⵓⵙⴱⴱⴷ ⵜⵡⵓⵔⵉ ⵏⵏⵙ ⵙ ⵜⵖⴰⵔⴰⵙⵜ ⵜⴰⵎⴰⴷⴷⵓⴷⵜ.[3]
ⵉⵙⴰⵖⵓⵍⵏ
[ⵙⵏⴼⵍ | ⵙⵏⴼⵍ ⴰⵙⴰⴳⵎ]- ^ الصباح, جريدة (2020-03-20). "تخفيض سعر الفائدة الرئيسي | جريدة الصباح". assabah.ma (in ⵜⴰⵄⵔⴰⴱⵜ). Retrieved 2026-03-21.
- ^ "القروض البنكية العقارية...انخفاض غير مسبوق في سعر الفائدة". sarouty.ma blog (in ⵜⴰⵄⵔⴰⴱⵜ). 2019-02-04. Archived from the original on 2019-02-04. Retrieved 2026-03-21.
- ^ "Wayback Machine" (PDF). www.sgg.gov.ma. Archived from the original (PDF) on 2023-10-27. Retrieved 2026-03-21.
| ⴰⵎⴰⴹⵍⴰⵏ | |
|---|---|
| ⴰⵏⴰⵎⵓⵔ | |
| ⴰⴽⴰⴷⵉⵎⵉ | |
| ⵥⵕ ⵓⴳⴳⴰⵔ | |
